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Thailand: All visitors will need insurance


BANGKOK, 15 September 2020: A consortium of 16 insurance companies in Thailand are now offering foreigners, who are eligible to travel to Thailand, the mandatory insurance cover valued at USD100,000.      

Thailand’s Office of Insurance confirmed last week that it has set up a consortium of insurance companies offering Covid-19 insurance online as the country prepares to reopen its borders to leisure travellers.

Once the country reopens to leisure travellers all foreigners entering Thailand will need to buy Covid-19 insurance. But until the door reopens the scheme will make it easier for those who are currently eligible to travel to Thailand to acquire the mandatory insurance cover online.

In addition to having insurance cover, travellers need to provide the nearest Thai embassy with a Fit to Fly Health Certificate and a negative  RT-PCR swab test valid within 72 hours of the flight departing for Thailand. They are issued with a certificate of entry when they have fulfilled all the conditions and have a confirmed flight date. They must also have an appropriate visa that fits the approved travel categories. For the time being, tourist visas for leisure travel are not being issued.

The Covid-19 insurance policy covers death due to the disease as well as medical expenses for those undergoing treatment.
In case of death caused by Covid-19, the policy pays for funeral expenses and the repatriation of the corpse or ashes to the country of origin. The maximum payout is THB3.2 million.
For medical expenses linked to the treatment of Covid-19, including the period of hospitalisation (inpatient or outpatient), the maximum payout is  THB3.2 million.

Foreigners who buy insurance cover as part of the requirements to fulfil conditions to travel to Thailand must pay the insurance premium according to the period of their stay from 30 days to a maximum of one year.

The premium is set against benchmarks that identify the Covid-19 risk in the country of origin; the lower the risk, the lower the premium.

Insurance premium cover starts at THB1,600  and can be as high as THB14,400 for low-risk countries. Foreigners from countries with moderate risk are likely to pay an insurance premium of between THB2,560  to THB23,040. If the traveller is from a high-risk country, the insurance premium could be as high as THB43,200.

Insurance companies participating in the scheme include:

Assets Insurance Co Ltd (Thailand); Chubb Insurance Company Limited ( Thailand ); Navakij Insurance Co Ltd;  Pacific Cross Health Insurance, Thailand )  Falcon Insurance Co Ltd (Thailand ) East Insurance, Asia Insurance 1950; Bangkok Life Assurance Ltd; Thailand Life Insurance and Thailand Life Insurance.

“Development of an insurance policy that provides protection for foreigners entering Thailand supports government policy and will help restore the economy of the country,” said the OIC secretary-general.


  1. The headline does not stand for its contents.
    After listing requirements for new visitors, it says Thai embassy does not issue tourist visa for leisure travel. Then what is this whole article for? It does not make any sense.

  2. I am already covered by my annual insurance from my bank. Does this mean i have to buy theirs ? . if so then sorry but fxxk you

    • It certainly turn away all the prospective tourists.
      This text says Thai embassy will not issue any tourist visas.
      This is the stupid self-denying article.
      After listing requirements for new visitors, it says no visas for tourists.

  3. They really had their heads up theirs thinking many will put up w all these curdles.
    A trip cost to Thailand will cost 5x more if you factor all the costs now including much higher airfare, 14 day quarantine in an approved hotel and now the insurance.
    I rather go to Spain or Seychelles.

  4. I won’t be going to Thailand if I have to get a visa (assuming no 30 day visa on arrival) and pay an exorbitant amount for Covid-19 insurance.

  5. And if I live in Thailand as a retiree, but come originally from UK, am I treated as living in Thailand, a very low risk country?? In fact, when I come to renew my annual visa, do I even need insurance?? Hmmmmm

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